Simple and transparent

How BuiltPay works

A simple, secure way for homeowners and contractors to access trusted financing options.

01

Apply through BuiltPay

Fill out a quick secure application through our partner portal with no obligation to get started.

02

Review your options

Our trusted network of licensed lenders reviews your application and presents clear straightforward payment choices based on your project needs.

03

Get started

Once approved, contractors get paid quickly and work begins without delays. This helps homeowners start sooner and helps contractors close more jobs.

For homeowners

Finance the project your home needs

From roofing and HVAC to fencing and kitchen remodels, BuiltPay helps you move forward with the work your home needs without having to pay it all upfront.

Learn more for homeowners →
For everyone

A better experience for homeowners and contractors

Whether a homeowner already has a contractor or needs help finding one, BuiltPay makes the process simple. We connect approved applicants with qualified professionals in their area who use our platform.

  • Homeowners get funded and projects start on time
  • Contractors get paid in full upfront
  • No paperwork or loan management for either side
  • Trusted licensed lenders only

Start the project today

Whether you are a homeowner ready to apply or a contractor looking to grow your business, BuiltPay is built for you.

For contractors

Close more jobs and get paid in full

Stop losing customers who cannot pay upfront. BuiltPay handles the financing so you can focus on the work. You get paid immediately and your customer pays the lender back over time.

Learn more for contractors →