BuiltPay

You Build The Vision.
We Handle The Payments.

Home improvement financing made simple. For homeowners and contractors across the country.

No hidden fees Free for homeowners Trusted lenders only
Proudly Veteran-Owned and Operated
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For Contractors

Close more jobs. Get paid.

No paperwork, no loan management, no hassle. Free to join with no monthly fees. Only pay when a job gets funded and you can build the fee into your quote.

  • Get paid on every funded job
  • Your own getbuiltpay.com/yourcompany profile
  • Connect with homeowners searching in your area
Learn more for contractors
For Homeowners

Finance any home project. Start today.

From roofing and HVAC to fencing and kitchen remodels. No hidden fees and no obligation to apply. Get connected with trusted lenders in minutes.

  • Apply in minutes with no obligation
  • Licensed and reputable lenders only
  • No contractor yet? We'll connect you with one
Learn more for homeowners

BuiltPay is not a lender. We connect applicants with third-party licensed lenders. Approval is not guaranteed and is subject to lender requirements.

How It Works

One platform. Three parties. Everyone wins.

BuiltPay sits at the center connecting homeowners, contractors, and lenders so every project gets financed and every contractor gets connected.

Homeowner
Ready to build
  • Has a project in mind
  • Needs financing
  • May or may not have a contractor
  • Applies for financing in minutes
BuiltPay
BuiltPay
The connection point
  • Matches homeowners to contractors and contractors to customers
  • Routes qualified applicants to lenders
  • Manages all three relationships
Contractor
Close more jobs and get paid

Receive pre-qualified homeowners who are ready to move forward. Get paid on every funded project with no paperwork and no loan management.

Lender
Gets qualified borrowers

Receive motivated homeowners ready to apply. Zero cost. Zero risk. No changes to your existing process.

Homeowner
Ready to build

Needs financing and a contractor. BuiltPay handles both connections in one place. Apply for financing in minutes.

BuiltPay
BuiltPay
The connection point

Matches homeowners to contractors and contractors to customers. Routes qualified applicants to lenders at zero cost.

Contractor
Close more jobs and get paid

Receive pre-qualified homeowners who are ready to move forward. Get paid on every funded project with no paperwork and no loan management.

Lender
Gets qualified borrowers

Receive motivated homeowners ready to apply. Zero cost. Zero risk. No changes to your existing process.

Make Financing Simple for Every Project

Homeowners can apply in minutes through our secure BuiltPay partner portal. Once submitted, their application is reviewed by trusted lending partners who provide clear, flexible financing options with no obligation and no hidden fees.

Three construction workers reviewing blueprints at an outdoor building site.

A Better Experience for Homeowners and Contractors

When a customer is approved, contractors get paid quickly and work begins without delays. For homeowners who need a contractor, we make it easy to connect with a trusted local professional who already uses BuiltPay.

A man and woman sitting on a staircase, looking at a tablet, smiling, with the woman raising her arm in excitement.
Bright kitchen with white cabinets, a large island with a wooden top, three white chairs, and pendant lights hanging from the ceiling. There are multiple windows bringing in natural light.

Trusted. Secure. Straightforward.

We partner with reputable lending institutions through a secure, straightforward application process. Our goal is to make financing simple, transparent, and accessible for every homeowner and contractor.

Black background with a white logo consisting of a stylized house shape and the letter 'J' and 'D' integrated into the design.